Rafael Alins is Head of Property Underwriting. With extensive experience from Vienna Insurance Group, If P&C, Allianz, and Zurich, he brings years of expertise in industrial property, energy, and business interruption insurance. Rafael combines strategic insight with a practical, client-focused approach – delivering tailored insurance, reinsurance, and coinsurance solutions for complex corporate clients, with a strong commitment to long-term partnerships. Rafael holds a bachelor’s degree in economics from the University of Barcelona and a Master of Finance from Pompeu Fabra University.